Bank Indonesia (BI) prepare six policies in 2012, in maintaining and supporting the growth of syariah banking remains prudentiality principle (precautionary) and good governance.
It is stated by Director of Directorate of Syariah Banking Bank Indonesia Mulya E. Siregar in a discussion with reporters at the House of BI, Jakarta, some time ago.
According to him, here 6 policies of syariah banking :
1. The strengthening of syariah banking intermediation to the productive sectors of the economy.
2. The development and enrichment of more targeted products.
3. Increased synergies with the parent bank to continue to develop the institutional infrastructure of Islamic finance.
4. Increased education and communication with a focus on parity and distinctiveness is the fourth policy direction.
5. Improvement of good governance and risk management.
6. Strengthen the supervision system.
As is known, the growth of Islamic banking business itself continues to increase from year to year. Until the end of November 2011, total Islamic banking assets reached Rp. 135,9 trillion, up 35.55% in a year compared to November 2010 amounting to Rp. 100,26 trillion.
From a financial perspective totaled Rp. 102,11 trillion, growing 45.37% over the same period the previous year amounting to Rp. 70,24 trillion. While third-party funds (DPK) rose 38.28% from Rp. 77,64 trillion to Rp. 107,36 trillion.
“NPF (non-performing finance) gross has decreased from 3.12% to 2.85%. It shows the quality of financing is more awake, “said Mulya.
